Unloan Home Loan Calculator

top of page

About Us
Personal Loans
Investor Centre

About Us
Contact
Help centre
Awards & Recognition
Leadership Team
Directors
Careers
Contact
Help centre
Awards & Recognition
Leadership Team
Directors
Careers
Personal Loans
Debt Consolidation
Home Improvements
Wedding Loan
Medical Loan
Education Loan
Car Loan
Business Loans
Debt Consolidation
Home Improvements
Wedding Loan
Medical Loan
Education Loan
Car Loan
Business Loans
Investor Centre
Home
ASX Announcements
Updates
Governance
Home
ASX Announcements
Updates
Governance

PERSONAL LOANS

KEY INFORMATION

Interest rates and fees
Top Up
FAQs
Unforeseen financial hardship

TOOLS AND RESOURCES

Personal loans calculator
Help centre
Sitemap

COMPANY

About us
Leadership Team
Directors
Investor centre
Contact us

LEGAL

Complaints process

Credit Guide

Electronic Communication Terms

Notifiable Matters Statement

Privacy policy

Target Market Determination

Website Terms of Use

Harmoney Australia Pty Ltd ABN 12 604 342 823 holds an Australian Credit Licence (Number 474726) and an Australian Financial Services Licence (Number 474726). Harmoney Services Australia Pty Ltd (ABN 49608364272) provides rates estimates and other services as an agent for Harmoney Pty Ltd. Harmoney Australia Pty Ltd and Harmoney Services Australia Pty Ltd are fully owned subsidiaries of Harmoney Corp Limited (ASX:HMY).

By using this website, you are deemed to accept our Terms of Use.

Location

Level 17, Angel Place,

123 Pitt Street, Sydney, NSW, 2000, Australia

Contact

customerservice@harmoney.com.au

1300 042 766

Terms and conditions

1. Loans must meet our credit criteria and responsible lending requirements, and loan terms are subject to availability. Fees, charges, and other terms and conditions apply.

2. Rates: Unsecured fixed interest rates range from 5.76% p.a. to 24.03% p.a. (comparison rates 5.76% p.a. to 24.03% p.a.) and secured fixed interest rates range from 5.66% p.a. to 20.07% p.a. (comparison rates 6.45% p.a. to 20.98% p.a.) on 36, 60 or 84 month terms. Rates are based on your individual credit assessment according to our credit scorecard.

3. Comparison rates: Our unsecured comparison rate of 6.55% and secured comparison rate of 6.45% are based on a personal loan of $30,000 over 5 years. WARNING: Comparison rates only apply to the example given. Different amounts and terms may result in different comparison rates. Costs, fees, charges (including government charges like stamp duty), and cost savings are not included in the comparison rate but may influence the cost of the loan.

4. Fees: An establishment fee of $275 applies to loans up to $5,000 and of $575 to loans $5,000 and over. There are no monthly fees and no early repayment fees.

Example loan. For an unsecured loan of $20,000 borrowed for 36 months with a fixed interest rate of 5.76% p.a. (comparison rate 6.55% p.a.) the total amount you would need to repay would be $23,062 (made up of $20,000 in principal, $2,487 in interest and $575 in establishment fees).

About Us
Personal Loans
Investor Centre

bottom of page